Provident Financial 3Q 2026: Revenue $10.57M, EPS $0.25 — 10-Q Summary

Provident Financial's first-quarter fiscal 2027 net income fell 6% year over year due to a $777,000 credit-loss provision, despite an 8.5% increase in revenue to $10.57 million and a 9% rise in net interest income. Net interest margin improved to 3.32% from 3.00%, supported by higher asset yields and lower borrowing costs, and diluted EPS remained stable at $0.25. The company saw a 53% increase in loan originations for investment and a $4.0 million rise in its loan portfolio to $1.04 billion.